Affordable Insurance plans this 2016

Health is Wealth - an old saying. However, you first need wealth to have better health these days. But we all know that health insurance doesn't come cheap. Few of us don't really use it at all yet it is very important that we get the right insurance plan.

You know what? finding a cheap health and yet a best insurance plan can be a long time taking and frustrating sometimes. This doesn't mean that there exists no cheap insurance plans but the tough thing is that qualifying for one of those is a bit complex.

Historical data shows that every 1 in 5 will get to emergency between the age of 25 and 44 due to changing lifestyles and stress involved in that. If you think that this doesn't happen to you, the report also says that a fractured arm can make you pay upto $16,000. There are many cases of bankruptcy that were reported last year due to medical bills.

So what you can do to buy affordable health insurance plans?

Compare them online

There are many sites out there that help you check plans and compare plans and take a note of those plans that tell you that it covers the issues you want to be covered.

Buy from the insurance companies

The sites that help you compare the plans will also offer you to buy the insurance plan at a discounted rate. We recommend you not to buy from these sites and rather visit the nearest office of the insurance you think suites your needs.

Buying from an Agent

Or buy from a recognised Agent who can walk to your home or can spend good amount of time to help you out.

Important and big disclaimer: The points above are not even suggestions. They are just the thoughts that ran in my mind.  Do you have any issues with this post? Please drop me a mail at hyderabadrocker007@gmail.com I am okay to pull this post off from the site.

Why YOU should spend your money everyday!!! 7 reasons for YOU.

SAVINGS WILL NOT HELP YOU. I know you guys are fed-up reading tons of articles on how to save,what to save, why to save. I know you are equally fed-up listening to your parents and elders on why saving is the SINGLE most IMPORTANT aspect of your life.

Yet, we know that saving alone is not the only thing in our lives. Savings will not help us achieve what we aspire for! Our aspirations are different from what our books are!

So, WHY SHOULD YOU SPEND?

1. Why do we spend money?Dr. Thomas Gilovich, a psychology professor at Cornell University who has been studying the question of money and happiness for over two decades. "We buy things to make us happy, and we succeed. But only for a while. New things are exciting to us at first, but then we adapt to them."
2. Money you save today will not be enough to buy tomorrows luxury.
3. So spend money to enjoy the luxury today than unpredictable future.
4. Spend money on big expenses that give you memories to cherish than on many small expenses that does not count.
5. Spend money on an adventure than buying an iPhone or a BMW. That will give you the best memories for life.
6. Spend money by donating. That makes a sense to part of your lives earnings. Instead on buying a pizza and throw a half of it into dustbin, donate that money. That's called wise spending.
7. Spend money to buy experiences and memories that are direct happiness.